A legal requirement for landlords in the Republic of Ireland. Every 12 months, and here is who can do it, which properties it covers and what the law says.
Every 12 months in the Republic of Ireland. The next one is due 12 months after the last.
The landlord (or their agent).
Yes. It applies to every rented property in the Republic of Ireland.
Residential Tenancies Act 2004, s.12: the landlord must insure the dwelling against damage to its structure, unless cover is unobtainable or unreasonably expensive.
Written from the same rule Beamwise uses to track this for properties in the Republic of Ireland, last updated 15 Sept 2026. Rules change, so check the legislation named above or take professional advice before relying on it.
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